Garden Suite Cost Toronto 2025:
Price per Sq Ft, Fees, Budget & Rebates

Wondering about garden suite cost Toronto in 2025? This guide breaks down realistic totals, price per square foot, and every line item—design fees, permit fees, servicing cost, and the HST rebate—so you can set a confident garden suite budget before you start.

How Much Does a Garden Suite Cost in Toronto?

If you’re asking how much does a garden suite cost Toronto, the short answer is: it depends on size, access, finishes, and utilities. Use this guide to estimate your garden suite price per square foot Toronto, set a realistic garden suite budget Toronto, and understand every line item—garden suite design fees Toronto, garden suite permit fees Toronto, garden suite servicing cost Toronto, and the garden suite HST rebate Toronto for long-term rentals. We’ve also included sample totals so you can see a typical garden suite total cost 2025 Toronto before you start.

Quick Price Bands

Quality/ScopeConstruction $/ft² (Toronto)Typical Use-Case
Code-compliant / cost-smart$300–$380Rental-grade, compact 1-storey, simple finishes
Mid-range$400–$5001–2 storey, nicer finishes, efficient envelope
Premium$500–$600+Larger glazing, custom millwork, vaulted/complex forms

Tip: Smaller suites trend higher per ft² because fixed costs are spread over fewer square feet.

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Garden Suite Price per Square Foot Toronto — Size Examples

TierConstruction $/ft² (Toronto)Typical Suite Size (ft²)Indicative All-In (450–800 ft²)Best For / Notes
Code-compliant / cost-smart$300–$380450–600$190k–$360kRental-grade, simple rectangle, slab-on-grade, stock finishes, short utility runs
Mid-range$400–$500650–800$260k–$480k1–2 storey, better envelope/windows, upgraded kitchen/bath, moderate millwork
Premium$500–$600+650–900$400k–$600k+Larger glazing, vaulted ceilings, custom millwork, complex forms/access

Line-Item Budget (What to Include)

A) Garden Suite Design Fees Toronto

  • Architectural / design package: $5,000–$15,000 (concepts, zoning compliance, permit-ready drawings)

  • Engineering (structural/mechanical): $2,000–$6,000

  • Survey / grading / site plan (as needed): $1,500–$4,000

  • Energy/performance modeling (if required): $800–$2,500
    Save by using repeatable, code-compliant plan sets and minimizing revisions.

B) Garden Suite Permit Fees Toronto

Permit fees are calculated by City formula (rate per m² + a per-unit fee) with separate plumbing/mechanical line items and a zoning certificate fee.

  • Typical homeowner experience for garden suites: ~$2,000–$6,000 in City fees for straightforward projects (more if there are variances or multiple resubmissions).
    Submit a thorough, code-compliant set to minimize resubmissions and hourly review charges.

C) Garden Suite Servicing Cost Toronto

  • Water & sewer connection (to main house): $8,000–$25,000

  • Electrical (conduit, possible panel/service upgrade): $3,000–$12,000

  • Gas (if used): $1,500–$5,000

  • Total typical servicing: $12,000–$35,000 (complex sites can exceed $40,000)

Cost drivers: distance from existing services, reinstating hardscape/landscape, panel capacity, rock/roots, routing through narrow side yards.

D) Site Preparation & Trees

  • Demo/clearing/grading: $5,000–$20,000

  • Tree protection/permits/arborist: $1,000–$10,000+

  • Geotechnical (if needed): $2,000–$5,000

  • Total typical site prep: $8,000–$25,000+

E) Construction (Shell to Turn-Key)

  • Baseline, code-compliant finish: $300–$450/ft²

  • Mid-range “nice”: $400–$550/ft²

  • Premium: $500–$600+/ft²

F) Contingency & Escalation

Carry 10–15% on construction + servicing. Lock quotes close to start; window/HVAC/electrical gear pricing can move.

The Permit Process (Step-By-Step)

Cost ComponentLowTypicalHighNotes
Construction (structure → finishes)$300/ft²$400–$500/ft²$600+/ft²Envelope, finishes, access drive this
Garden suite design fees Toronto$5,000$8,000–$12,000$15,000+Concepts → permit set
Structural & mechanical engineering$2,000$3,500–$5,000$6,000+Span/MEP complexity
Survey / grading / site plan$1,500$2,000–$3,000$4,000+Site-specific
Energy/performance modeling$800$1,200–$1,800$2,500If required
Garden suite permit fees Toronto$2,000$3,000–$6,000$8,000+City fees + reviews
Garden suite servicing cost Toronto$12,000$18,000–$28,000$35,000+Distance, reinstatement, upgrades
Site prep & trees$8,000$12,000–$20,000$25,000+Demo, grading, TPZ, arborist
Contingency (on build+servicing)10%12%15%Older homes/long runs ⇒ higher

Garden Suite Servicing Cost Toronto — Breakdown

Servicing ComponentLowTypicalHighCost Drivers
Water & sewer tie-ins (to main house)$8,000$12,000–$20,000$25,000+Distance, depth, reinstatement
Electrical (conduit + upgrades)$3,000$5,000–$9,000$12,000+Panel capacity, run length
Gas (if used)$1,500$2,500–$4,000$5,000Appliance load, routing
Total servicing$12,000$18,000–$28,000$35,000+Combined impact

How to Keep a “Cheap Garden Suite Toronto” Truly Affordable

  • Right-size the plan: 450–600 ft² hits a sweet spot for livability vs cost.

  • Keep the box simple: rectangles, efficient spans, limited corners, sensible roof pitch.

  • Choose slab-on-grade where feasible to cut excavation and steps.

  • Standardize finishes: stock cabinets, a few tile SKUs, durable flooring.

  • Shorten trenches: place the suite and routes to minimize servicing distance and reinstatement.

  • Pre-approved/standardized drawings: reduce design cost and speed approvals.

  • Plan site access early: protect side yards, schedule deliveries, confirm crane/boom if needed.

Most rental-grade projects land ~$260k–$420k all-in, depending on size, access, servicing, and finishes.

Budget $300–$600/ft² for construction scope. Smaller units often sit higher per ft² because fixed costs don’t scale down evenly.

Design/engineering, permit/review fees, servicing (water/sewer/electrical), site prep/trees, and a 10–15% contingency.

About $7,500–$15,000+ for architectural + coordination, plus $2,000–$6,000 for structural/mechanical, $1,500–$4,000 for survey/site plan.

 

A typical range is $2,000–$6,000 in City fees for straightforward projects; variance/TRCA adds more.

Run length and routing (through landscaping/hardscaping), depth, panel/service upgrades, and reinstatement

Yes—compact rectangle, slab-on-grade, standardized finishes, and short utility runs are your best tools.

If the unit is a long-term rental, you may recover a portion of HST via the NRRP (federal + provincial portions). Short-term rentals generally don’t qualify.

A cost-smart example can pencil around ~$260,000 all-in including soft costs, servicing, site work, and contingency.

 

Complete “House Stream” submissions target 10 business days for first review. With comments and revisions, expect ~6–10 weeks to issuance; variances/TRCA add time.

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